VA Loans 2017-07-10T17:35:20+00:00

Honoring Those Who Serve

VA Loans from Mortgages USA

Veterans and active-duty military members serve our country every day — and at Mortgages USA, we’re honored to serve you with the best veteran loans available, and exceptional service from your dedicated home mortgage professional. Find out how you can benefit from a VA loan with zero down payment, low interest rates and no private mortgage insurance.

Buy a home with $0 Down.

A VA Loan is one of the two loan programs that still allows borrowers to finance 100% of the home’s value and purchase a home with $0 down. In the not-so-distant past, many banks allowed buyers to buy a home without a down payment, but in today’s housing market, conventional home loans often require 10% to 20% down, putting home ownership out of reach for many prospective buyers.

Receive the lowest-available interest rates.

The lowest interest rates available are reserved for U.S. veterans. Interest rates for VA loans are typically 0.5%-1.0% lower than those offered for conventional home loans.

Not all FHA loans are created equal.

Interest rates, mortgage payments and speed of processing for FHA loans can vary depending on the lender you choose. At Mortgages USA, we offer competitive rates and close faster than many other lenders. We also use proprietary technology in processing our mortgage applications, with electronic signing for some documents and advanced features that help cut the headaches out of getting an FHA loan.

Receive the lowest-available interest rates.

The lowest interest rates available are reserved for U.S. veterans. Interest rates for VA loans are typically 0.5%-1.0% lower than those offered for conventional home loans.

Avoid paying PMI.

With standard home loans, borrowers are required to pay for private mortgage insurance (PMI) when financing more than 80% of the home’s value. This monthly expense is waived for VA loans, making your mortgage payment lower every month.

Get qualified more easily.

The qualification guidelines are less stringent for VA loans, which are backed by the government, than conventional home loans, so it’s generally easier to get approved. If you need assistance repairing your credit score to become eligible for a VA Loan, call us at 800-600-MUSA for help.

Loans for active-duty military and veterans

You don’t have to be a veteran to benefit from a VA loan. VA loans are available to active-duty military members and veterans alike.

We make the VA Loan process fast and simple.

At Mortgages USA, we’re grateful to our active-duty military and veterans for their service — and we consider it a privilege to service your loan. Our extensive experience in veteran loans enables us to streamline the VA Loan process, making it smooth and easy for you. Once you get started, your VA Loan Officer will be there with you every step of the way, gathering the necessary paperwork to work with the VA on your behalf.

* Although there isn’t a down payment or monthly mortgage insurance required with a VA loan, you may be required to pay a funding fee.

Apply for a VA loan with as little as zero down.

Apply Now