Mortgage Loans 2017-07-11T09:08:00+00:00

Mortgage Loans

Competitive Pricing. Superior Performance.

There are few things in life more rewarding than buying the home you’ve always wanted — and at Mortgages USA, we want to make it easier than ever. Every homebuyer is different, so we offer a suite of home mortgage loans to meet your needs. Whether you’re a first-time home buyer looking for a low down payment, a veteran who needs assistance applying for a VA loan, a homeowner evaluating refinance or new home options, or a seasoned owner seeking a vacation home, our mortgage officers will help you find the mortgage that’s the best fit for you. Read more about our mortgage loans below — and give us a call if you have any questions. We look forward to serving you.

Conventional Mortgage Loans

Minimum Interest. Maximum Flexibility.

There are three reasons why conventional mortgage loans are our most popular product at Mortgages USA: low interest rates, stable mortgage payments, and flexibility in loan options. With interest rates at near-historic lows, it makes sense to lock in these rates while you can, and enjoy lower monthly payments for the life of your loan. Choose from 30-year, 15-year or 10-year conventional home mortgage loans.

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FHA Mortgage Loans

Minimum Interest. Maximum Flexibility.

Saving up for a down payment can be a challenge — but FHA mortgage loans may offer buyers some relief. If you’re approved for an FHA loan, your down payment could be as low as 3.5% of the purchase price. You can also save on closing costs, with up to 6% seller concessions. FHA loans can be used to buy a new home, refinance your current mortgage at a lower interest rate, and even finance home repairs or consolidate debt*.

*State restrictions apply.

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VA Loans

Minimum Interest. Maximum Flexibility.

Those who have served our country deserve the best home mortgage loans available. VA loans let veterans and active-duty military members purchase homes with zero down payment, lower interest rates than conventional home mortgage loans, and no private mortgage insurance required. Your personally assigned VA loan account representative will walk you through the application, processing and approval process from start to finish.

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