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Home Loans, Made Personal

Mortgages USA

Buying a home is personal. Securing a loan should be, too.

Dream homes mean different things to different people. To some, it’s a spacious kitchen, big backyard, and great schools. For others, it’s a low-maintenance yard, modern floor plan and urban location. At Mortgages USA, we understand that every homebuyer is different — and we believe your home mortgage experience should be just as customized as your home buying experience.

Discover how we make home loans personal.

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Why Mortgages USA?

Focused On Growth

Mortgages USA is a Dallas-based company that is quickly expanding nationwide. We’re knowledgeable about the areas where our customers are buying, and take a personal interest in helping you find the best home mortgage to meet your needs.

Personal Attention

At Mortgages USA, you’ll be assigned a dedicated, licensed home mortgage loan officer who will walk you through every step of the loan application and approval process — from answering mortgage questions, to closing your loan quickly. Since you’ll speak to the same representative every time you call, they will get to know you, learn your needs and preferences, and provide you with personalized service — so you’ll never feel like “just a loan number.”

Fast Closings

Multiple-offer scenarios are the norm in some markets — making pre-qualification and the ability to close quickly a must. At Mortgages USA, we have one of the fastest closing rates offered by any mortgage company. In most cases, we can close your home loan in 18 to 20 days* from receipt of a complete loan file.

Our Mortgage Loans

Conventional Mortgage Loans

Minimum Interest. Maximum Flexibility.

There are three reasons why conventional mortgage loans are our most popular product at Mortgages USA: low interest rates, stable mortgage payments, and flexibility in loan options. With interest rates at near-historic lows, it makes sense to lock in these rates while you can, and enjoy lower monthly payments for the life of your loan. Choose from 30-year, 15-year or 10-year conventional home mortgage loans.

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FHA Mortgage Loans

Minimum Interest. Maximum Flexibility.

Saving up for a down payment can be a challenge — but FHA mortgage loans may offer buyers some relief. If you’re approved for an FHA loan, your down payment could be as low as 3.5% of the purchase price. You can also save on closing costs, with up to 6% seller concessions. FHA loans can be used to buy a new home, refinance your current mortgage at a lower interest rate, and even finance home repairs or consolidate debt*.

*State restrictions apply.

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VA Loans

Minimum Interest. Maximum Flexibility.

Those who have served our country deserve the best home mortgage loans available. VA loans let veterans and active-duty military members purchase homes with zero down payment, lower interest rates than conventional home mortgage loans, and no private mortgage insurance required. Your personally assigned VA loan account representative will walk you through the application, processing and approval process from start to finish.

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